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Buy now, pay later with Shop Pay Installments

How it works:

Quick approval, get a real time decision
Easy Payments, split your purchase in 4 payments
No hidden fees, 0% interest payments

When checking out with Shop Pay, you have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.*


Who is eligible for Shop Pay Installments?
Customers with a shipping address in the United States who are paying with a credit or debit card are usually eligible.

Are there specific order requirements?
The order total must be between $50-$1000 (after shipping and discounts) and shipping to the USA.

Does paying in installments impact my credit score?
Your credit score is not affected. However, if you don't pay an installment or make a late payment then you may no longer be able to use Shop Pay Installments in the future.

How do I learn more about Shop Pay?

You can find more information by visiting this page: Shop Pay Installments