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When checking out with Shop Pay, you have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% APR interest,no hidden or late fees, and eligibility check has no impact to credit score.

Frequently Asked Questions

Who is eligible for Shop Pay Installments?

Customers with a shipping address in the United States who are paying with a credit or debit card are usually eligible.

Are there specific order requirements?

The order total must be between $50-$1000 (after shipping and discounts) and shipping to the USA. Pay in 4: Pay in full or in 4 interest-free installments for orders between $50 and $999.99 with Shop Pay. Pay monthly: Pay in 12 interest-free installments for orders between $150 and $17,500 with Shop Pay.

Does paying in installments impact my credit score?

Checking eligibility has no impact to credit. However, if you don't pay an installment or make a late payment then you may no longer be able to use Shop Pay Installments in the future.

How do I learn more about Shop Pay?

You can find more information by visiting this page: Shop Pay Installments